Frequently Asked Questions

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 Retirement Ready Ontario serves as an informative resource tailored for individuals approaching retirement. Offering educational seminars accessible to the public in Ontario, Retirement Ready Ontario aims to provide valuable insights and guidance for those entering the retirement phase. 

There is no charge to attend our educational seminar.

No, we are not affiliated with any government entities.

Most of our speakers are local experts with financial expertise, including CPAs, financial advisors, attorneys, and other knowledgeable professionals. Your retirement income plan, as well as your broader financial strategy, are significantly influenced by CPP and OAS. Given the crucial role that OAS and CPP play in your retirement income, it is logical to seek guidance from individuals with a financial background. 

Our seminars prioritize community education, providing presenters with the opportunity to educate local residents. Frequently, attendees include individuals nearing retirement who may require assistance with their retirement planning. Attending our seminars does not obligate you to use any services from the presenter. Should you wish to collaborate directly with the professional, they may charge a fee or commission for their services. This approach allows presenters to potentially expand their practice while more importantly contributing to community education. 

No, our seminars are exclusively focused on education. A common sentiment expressed by previous attendees is the appreciation for attending a class where valuable information is provided without any sales pressure. While presenters may distribute their business cards or brochures outlining the services they offer, there is no requirement or expectation to engage with any Retirement Planning speaker regarding their services either during or after the seminar. 

 At our seminars, we will discuss:

• What government pensions are you eligible for?
• How much will you receive and when?
• How registered, non-registered, and TFSA income affects government benefits
• Basics of the Income Tax Act and tax levels
• Preparing for retirement to maximize benefit income